Our Services

We are dedicated to providing merchant service solutions to businesses big and small across the b2b and b2c spectrum. It is our goal to help reduce cost, mitigate losses and generally improve our clients’ experience working with a merchant service provider.

We have a wide spectrum of customized products and services to fit the needs of merchants of any size and industry including:

  • Credit Card processing
  • Check and ACH processing
  • Check, eCheck and ACH verification
  • ID Verification
  • Guarantee services
  • Short Term Lending
  • Equipment: Credit card terminals, POS, check scanners and more…

Working with Arjay Merchant Services provides a number of unique benefits including:

  • Significant buying power in a personal package – We offer simple pricing that is often more competitive than large industry competitors all delivered in a more personal, easier to understand service model.
  • Quick account set up – It is our job to get you up and running quickly, not to drown you in paper work.
  • Full cycle solutions provider – As a multi pronged service and equipment provider, we are a one-stop shop for all your merchant service needs – stop cobbling together services and equipment for multi providers and start getting paid!

Since 1995 we have helped more than 18 thousand businesses with their payment needs.  Our team is deeply dedicated to ensuing your experience with a merchant service provider is affordable, positive and pain free.  Regardless of your specific need we encourage you to contact our expert team to help best assess how we can best serve you.  For more information please select from the service options below.  Should you have questions, or need help finding the Arjay Merchant Service option that is best for you or your business, please do not hesitate to contact up – we are here to help!

Retail to Consumer

Let us increase your bottom line with our low-cost solutions: accept check, ACH and credit card payments in-store, online or mobile.  Avoid bad transactions and high penalty fees by using our verification services.  Get paid faster with peace of mind.

Business to Business

No matter the industry, we have solutions to help you protect your profits from bulk or high-dollar transactions.  With our services you can accept check, ACH and credit card payments securely and with confidence.


Partner with ArJay today!  Access to a wide spectrum of products and services of unparalleled quality and prices, and earn generous residuals for your referrals.