Full Spectrum Merchant Services Provider

However you do your business, ArJay Data gets you paid!  Use our low-cost credit card, check and ACH processing services for merchants of all sizes and industries.  Protect your bottom line with our premier fraud prevention and verification services.  With our alternative credit reports and short term lending programs, you no longer have to turn customers away. 

Explore our website and let us know how we can serve you!  

Retail to Consumer

Let us increase your bottom line with our low-cost solutions: accept check, ACH and credit card payments in-store, online or mobile.  Avoid bad transactions and high penalty fees by using our verification services.  Get paid faster with peace of mind.

Business to Business

No matter the industry, we have solutions to help you protect your profits from bulk or high-dollar transactions.  With our services you can accept check, ACH and credit card payments securely and with confidence.


Partner with ArJay today!  Access to a wide spectrum of products and services of unparalleled quality and prices, and earn generous residuals for your referrals.